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Rent to Own vs. Plain old Renting

Rent to own is a leasing agreement where a tenant makes monthly payments to the landlord over a period of time, usually 3 to 5 years with the goal of purchasing the home at the end of the lease. The rent to own agreement has 3 sections; option fee, which is your...

Why do families decide to use rent to own?

Why do families decide to take the rent to own route, instead of the traditional route of walking into a bank and getting a mortgage? What are these families thinking and what are their future goals? Here are a few reasons. Families who decide to take the rent to own...

How Rent to Own Can Help Families in Troubled Times

We all go through times especially with the economy these days, the high prices of homes and the job market. We may not be going through The Great Depression, but times are tough on everyone. If you are the average family, like many of us, it is difficult to save the...

It’s Time To Pull Out Your Maintenance Checklist

Maintenance Calendar Its spring time!!  Most home maintenance activities are seasonal.  It’s a good idea to inspect your home regularly, and replace or repair parts and materials that have worn out.  REMEMBER components of your house work together and affect each...

Dorothy Said it Best… There’s No Place Like Home!

Truly, there’s no place like home! Our parents knew it, and their parents knew it.  Let me examine how home ownership makes “cents” – from the tax benefits, to good old fashioned financial stability.  There’s no question that buying a house makes sense for some folks....

Is Your Credit Really That Important?

As a child, I remember my father telling me how important it is to pay your bills on time and have good credit, but I never understood why? It’s a good thing I listened. I now understand maintaining your credit score is a very important factor. In the society we live...

Dorothy Said it Best… There’s No Place Like Home!

Truly, there’s no place like home! Our parents knew it, and their parents knew it.  Let me examine how home ownership makes “cents” – from the tax benefits, to good old fashioned financial stability.  There’s no question that buying a house makes sense for some folks....

Is Your Credit Really That Important?

As a child, I remember my father telling me how important it is to pay your bills on time and have good credit, but I never understood why? It’s a good thing I listened. I now understand maintaining your credit score is a very important factor. In the society we live...

Financial Responsibility of Home Ownership

Becoming a home owner, comes with BIG responsibilities. I know because I recently became a homeowner myself for the first time.  Since, becoming a home ownership I’ve recently had to go through the steps of some important factors of getting to know my new homes basic...