We all go through times especially with the economy these days, the high prices of homes and the job market. We may not be going through The Great Depression, but times are tough on everyone. If you are the average family, like many of us, it is difficult to save the 5% down payment for first time home buyers. Maybe you’re suffering from bad credit? Getting a mortgage approved could be a challenge or perhaps you’re self employed. There may be many reasons why you are unable to go through the traditional route to get a mortgage approved. However, you don’t need to sweat it!

We are firm believers that you should make your hard-earned money work for you. Why waste your money on a property by paying rent, when you can pay rent to a property that you can eventually own? Even in tough times, there are ways to help you achieve your goals.

To start off, renting to own is an agreement whereby an investor or a property owner rents out a house to a tenant and gives them the option to purchase the property at a certain period at a predetermined price.

This option is very attractive for families who are on a budget but don’t want to waste their money simply renting. We’ve got three benefits:

  1. You get to choose the home and the neighborhood you want to live in.
  2. If you have poor credit history, you can improve your credit rating over the term and thereafter use rent credits to build your own down payment
  3. There is no obligation, only an option to purchase the home.

These are some great benefits for rent to own, it gives you the ability to make your own money work for you.

Get in touch with us for more information on how we can make your dream of owning your home come true sooner. If you think you’re ready APPLY NOW!